Most Common Questions

There are a lot of moving parts when it comes to buying a home or re-financing an existing home loan. We understand that this process can be a very frustrating one and can even become very personal as questions surrounding your credit etc., are asked of you. So, we would like to share some of the most common questions that we receive.

  • What is considered a good credit score?
  • What is a FICO score?
  • What should I prepare for 6 months prior to applying for a home loan or re-finance?
  • What should I gather to give the lender to help save time?
  • Are there any zero down loans available?
  • If I’m a sole-proprietor, what do you use to determine my income?
  • Does it hurt my borrowing power to have a lot of write-offs on my tax returns?
  • Why was I turned down from a traditional lender?
  • I had a Bankruptcy or Foreclosure 2 years ago. Can I still get a loan?

Call us today and we will be happy to answer these and all of your questions!