Documents to Gather for your Loan Application


  • Driver’s License and Social Security Card
  • Paystubs for the last month
  • W-2s and Income Taxes for the last two years
  • Last two months statements for any banks, savings, or retirement accounts.


  • Provide copies of bankruptcy or divorce papers within last 10 years or if paying or receiving support.


  • DD-214
  • Certificate of Eligibility or Statement Service
  • Copy of disability award letter (If applicable)

Retired / Disability

  • Award letter(s) for all pensions and social security or VA benefits
  • Copy of most recent check or last three month’s direct deposit.


  • Copy of current mortgage statement
  • Copy of homeowners insurance declaration page
  • Copy of current property tax bill

Apply Online Now with Your Loan Officer

Click one of the buttons below to start an application with your chosen loan officer.

If you have not yet been assigned a loan officer please call us at (707) 365-0400.

Clarke Doyle


(707) 365-0400

Clark Doyle

Shauna Avina

Loan Processor & Originator
Shauna Avina

Mike Nelson

Loan Originator

(408) 218-9486

Mike Nelson

Joe Rapisarda

Loan Originator

(707) 208-1916

Joe Rapisarda

Jonathan Ray

Loan Originator

(707) 718-4104

Jonathan Ray

Teresa Short

Loan Originator/Client Coordinator

(510) 917-5586

Teresa Nobori

David Yee

Loan Originator

(707) 477-6687

David Yee
Wendi Lucas Pacific Community Lender

Wendi Lucas

Mortgage Loan Advisor

(707) 426-4662

Wendi Lucas