I was buying a home and the realtor sent me to couple of lenders she used. I was self-employed and I understand in some cases it is difficult to loan someone like me money. Because when your self-employed we can write off numerous expenses. Each lender told me I didn’t make enough money. Very frustrating as we have money in the bank and our credit scores are good, but then one of the lenders mention to me to contact Clarke with PCL.
We contacted Clarke, he did review my income the same way that the other lenders did but he ask if my business was paying for some of our personal bills. I said yes and then he went to work. I don’t know all the in’s and outs of what he did but I use only one year of taxes instead of two years that the other lenders asked for and was able to get our loan approved and with a great rate on top of it.
I have my own business and this is the way I like to treat my customers. Making them feel important and handling business with professionalism.