Pacific Community Lender — Mortgage Broker in Vacaville & Solano County, CA
Pacific Community Lender is a licensed mortgage broker (NMLS #1322440, DRE #01949419) serving Vacaville, Fairfield, Napa, and all of Solano County, California since 2013. We are not a bank — we work with dozens of lenders to find the best loan and rate for your situation.
One Application. Dozens of Lenders Competing For Your Loan.
Instead of going to one bank and accepting whatever rate they offer, we shop your loan across our entire lender network — so you get the most competitive rate available for your credit profile, purchase price, and down payment.
Loan Programs We Offer
FHA Loans — Low down payment (3.5%) for first-time homebuyers with flexible credit requirements.
VA Loans — Zero down payment for eligible veterans, active duty service members, and surviving spouses.
Conventional Loans — Flexible down payment options from 3–20% for qualified buyers.
Bridge Loans — Short-term financing to bridge the gap between buying a new home and selling your current one.
Refinance — Lower your interest rate, reduce your monthly payment, or access your home's equity.
Our Team
Our licensed loan officers bring decades of combined experience helping first-time buyers, veterans, investors, and families across Solano County navigate the home loan process with confidence.